- My Forums
- Tiger Rant
- LSU Recruiting
- SEC Rant
- Saints Talk
- Pelicans Talk
- More Sports Board
- Fantasy Sports
- Golf Board
- Soccer Board
- O-T Lounge
- Tech Board
- Home/Garden Board
- Outdoor Board
- Health/Fitness Board
- Movie/TV Board
- Book Board
- Music Board
- Political Talk
- Money Talk
- Fark Board
- Gaming Board
- Travel Board
- Food/Drink Board
- Ticket Exchange
- TD Help Board
Customize My Forums- View All Forums
- Show Left Links
- Topic Sort Options
- Trending Topics
- Recent Topics
- Active Topics
Started By
Message
Healthy Insurance Question
Posted on 9/10/15 at 9:25 am
Posted on 9/10/15 at 9:25 am
Two questions for any who could help.
1. I started with a new company in June, and I'm just now finding out that the paperwork I filed with the cute (and apparently incompetent) HR chick was never submitted to our healthcare provider and as such I haven't been enrolled in a healthcare plan since around May when I left my previous job. I've been told that Obama's "you get a tax fine if you don't have healthcare" is a bit like the redlight ticket camera thing where they can't truly enforce it. Is this true or am I way off on that?
2. Why are there "open enrollment" periods for health insurance? Why can't you just start whenever you want to? Doesn't make much sense to me.
1. I started with a new company in June, and I'm just now finding out that the paperwork I filed with the cute (and apparently incompetent) HR chick was never submitted to our healthcare provider and as such I haven't been enrolled in a healthcare plan since around May when I left my previous job. I've been told that Obama's "you get a tax fine if you don't have healthcare" is a bit like the redlight ticket camera thing where they can't truly enforce it. Is this true or am I way off on that?
2. Why are there "open enrollment" periods for health insurance? Why can't you just start whenever you want to? Doesn't make much sense to me.
4
Posted on 9/10/15 at 10:54 am to FootballNostradamus
quote:to prevent people from going uninsured all year and then when they get ill or have an accident buy insurance to pay for their medical bills. Insurance only works if you are paying for it while healthy.
. Why are there "open enrollment" periods for health insurance? Why can't you just start whenever you want to? Doesn't make much sense to me.
Posted on 9/10/15 at 11:07 am to FootballNostradamus
If you are due a refund they will absolutely enforce the penalty
Posted on 9/10/15 at 11:08 am to FootballNostradamus
quote:
I've been told that Obama's "you get a tax fine if you don't have healthcare" is a bit like the redlight ticket camera thing where they can't truly enforce it. Is this true or am I way off on that?
I've been told that they cannot levy a separate penalty for being uninsured, that they can only take away from any money you might be owed in a refund/overpayment. I don't remember all the specifics, but I remember thinking that if you just ended up owing money every year, you'd never get penalized.
Posted on 9/10/15 at 11:47 am to FootballNostradamus
quote:
I've been told that Obama's "you get a tax fine if you don't have healthcare" is a bit like the redlight ticket camera thing where they can't truly enforce it. Is this true or am I way off on that?
The IRS is not allowed to use their collection powers (liens, levys, garnishments, etc) to collect the penalty. However, if you EVER are owed a refund, federal or state, they can keep some of it to apply to the penalty. Even if that refund is years later.
quote:
Why are there "open enrollment" periods for health insurance? Why can't you just start whenever you want to? Doesn't make much sense to me.
Because otherwise, on the way to the hospital, I'd call and sign up. However, when you start a new job, you are allowed to enroll no matter what time of year it is (you may have a waiting period for eligibility).
Page 1 of 1
Popular
Back to top
Follow TigerDroppings for LSU Football News