re: Health Savings Account

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I'm 25, single, and healthy.

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Unless you plan on contributing a lot, then I don't think they are worth it.

If you're single and healthy I don't really see the need to dedicate money toward health expenses. I had one at one point where I put a little in and the company put a little in and the "monthly account maintenance fee" was more than if I had just paid taxes on it.

There was a 10k balance limit to avoid the fees and as a healthy adult I wasn't going to set 10k aside for health expenses.