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re: Getting pre-approved financing for a car loan - what steps to take?
Posted on 7/27/15 at 8:14 pm to meeple
Posted on 7/27/15 at 8:14 pm to meeple
quote:
Where do I start in getting pre-approved?
Penfed.com
quote:
Where do I go
Penfed.com
quote:
how much should I look to get approved for and for what rate?
Penfed.com's best rate and the most you want to spend.
quote:
This is all assuming I cannot finance through the dealership for 0%
9 times out of 10, 0% financing excludes you from better deals when "paying with cash" (external financing). Go to Will Cover's buying guide
1
Posted on 7/27/15 at 8:39 pm to GenesChin
I'll check out penfed.
Regarding the specifics of acquiring the loan and purchasing the car, do they cut a check prior to us going to the dealership to negotiate? Or do I get pre-approved, agree on a price with the dealer, and then when I'm taken to the financing department I tell them that I have to physically leave and return with two checks... one from me and one from the bank/penfed/CU?
Reference this from The Will Cover thread:
Regarding the specifics of acquiring the loan and purchasing the car, do they cut a check prior to us going to the dealership to negotiate? Or do I get pre-approved, agree on a price with the dealer, and then when I'm taken to the financing department I tell them that I have to physically leave and return with two checks... one from me and one from the bank/penfed/CU?
Reference this from The Will Cover thread:
quote:
had only $10K, wanted $25K car, got approved at chase for $15K, found the car for $22K, Chase cut a check for $12K and I picked up the car.
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