re: Budgets - Some questions

Basically if wife doesn't want to be a part of the finances just tell her you are on bare bones whenever she asks how much money there is to spend. Whenever I get this question, I say things are tight and rattle off random expenses she has no idea if they are for that month or not. Then I remind her she is free to login on her own to check the balances. Pay yourself first and then stick to a monthly budget. Sometimes at the end of the month, I "force" us into bare bones mode even though we have saved 401k, IRA, 529, and money market. I have no issues going spaghetti and meat sauce last few days of the month if it means meeting my predetermined savings goals. I'm not working till age 60 or whatever so if I have to have some self control last few days of the month to hopefully do that so be it.