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re: What's your credit score?

Posted on 7/28/15 at 6:16 am to
Posted by TigahRag
Sorting Out OT BS Since 2005
Member since May 2005
132775 posts
Posted on 7/28/15 at 6:16 am to
You have no idea "how it works" .. downplay it .. but have a 95th percentile score .. Right ...
Posted by ShermanTxTiger
Broussard, La
Member since Oct 2007
10905 posts
Posted on 7/28/15 at 11:09 am to
quote:

You have no idea "how it works" .. downplay it .. but have a 95th percentile score .. Right ...


I really don't. I have had credit for over 30 years now. Try to pay bills on time but forget a few times. We try to keep our debt low but that fluctuates from time to time. My point is... I have no idea why it is over 100 points higher now than it was 5 years ago.

Just an FYI.. I was rejected for a Best Buy credit card last Christmas. I got the rejection letter and it cited a litany of reasons... (Debt load, late payments and my credit score) The letter went on to say my credit score was obtained by Equifax and it was at the time 795. I kid you not. I think these people are idiots.
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