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re: What's your credit score?

Posted on 7/27/15 at 1:46 pm to
Posted by Peazey
Metry
Member since Apr 2012
25418 posts
Posted on 7/27/15 at 1:46 pm to
quote:

I find these credit card supplied scores to be 30-60 points higher than actual. perhaps it's their way to make you fell better about using their cards more.


From what I've read there really are a lot of different scores and weights that creditors can use to determine credit worthiness depending on their priorities.

A while ago I was registered through the AMEX credit monitoring service. They used some sort of "PLUS" (?) score I think it was called as a fake FICO. It just makes the customer feel good about having some stupid kind of meaningless number.
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