re: I just got escorted out of Chase bank to the sound of applause

This holding the check thing happens from time to time at our bank as well. It all depends on who is working the drive thru when my wife goes. She gets a large 4 figure bonus check every month at work and its a crap shoot from month to month on if the check will be held or not.

Sometimes if they try to hold it, she will go to her employers bank and cash it and then deposit the cash.