re: OT Detectives, please help me locate my stolen vehicle

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Does insurance still cover you if you are this negligent with securing your vehicle?



Theft is theft. Someone stole my property from my property. Both my auto ins and homeowners ins could potentially be involved.

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I wouldn't be so sure about this. It's not uncommon for car insurance policies to have an exclusion for leaving your keys in the car.

Of course, you can lie about that to the insurer, but make sure you didn't tell the cops, as it's in the police report.