re: international currency exchange via ATM

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i would definitely not go without at least a couple hundred euro in your possession. ain't nothing like being stuck

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I have visited 31 distinct countries, in probably 40+ international trips in the past 20 years.

Never once was I unable to get cash out of an ATM. Yes, I had to call my bank once but that was just once. And it was b.c I miscaluclated and overdrew.

If you are really concerned, bring $100 in US$. You can always convert it.

You get screwed on ATM fees when you use an ATM, but most banks will screw you with domestic exchanges. I use my Schwab debit exclusively internationally as they rebate ATM fees and no foreign exchange fees. But your normal bank will charge a few %