re: How much are you saving for your kids education??

None. Until I get to the point where I have fully maxed out all retirement options and I have a year of income in savings, I won't be, either.

Who knows what college will look like in 10-15 years. But I am certain paying cash at that point, or scholarships, or grants, or student loans, will be an option.

But I fully believe that, when the time comes to it, my kids will go to an in-state public university, unless they get close to a free ride somewhere else. Unless you are in high finance or trying to get into a top flight grad school, paying private school money for a 4 year degree is stupid.