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re: Income to house cost ratio: Assuming pretax income, what is the marginal ratio?
Posted on 6/3/15 at 4:05 pm to Phate
Posted on 6/3/15 at 4:05 pm to Phate
20-25% I think is comfortable range. Do you have kids? If you are nearing the 30% mark I would guess 1. that you dont or 2. have them in public school
Posted on 6/3/15 at 5:31 pm to tke857
I don't like to think of things as pre-taxed. I like to base everything on take home only. I would only go 25% of take home. Why current mortgage with everything like insurance is only 18 percent of my take home.
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