re: ACORN Pros/Cons

quote:

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But it's great for younger people who want to save money, but don't have the discipline to actively put it away. And also don't make enough money to put large sums away every month.

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The problem is that these younger people may not have the intelligence to check or even understand that they may be getting negative returns due to the fees.

As was stated above, most people on the MB, people who have above average understanding of finances, still indicated negative returns over several months.