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re: Car Insurance Repair?

Posted on 5/10/15 at 3:43 pm to
Posted by Jcorye1
Tom Brady = GoAT
Member since Dec 2007
71495 posts
Posted on 5/10/15 at 3:43 pm to
An entire frame replacement on an 8 year old vehicle and they aren't totaling it?

Yeah, that's not fishy at all.
Posted by LSUTailgater
Thibodaux
Member since Sep 2005
2774 posts
Posted on 5/10/15 at 4:02 pm to
Frames are not as expensive as you think. New, normally about 3-5K, used, 1.5-2.5k and about 25-30 labor hours.
Posted by DLauw
SWLA
Member since Sep 2011
6086 posts
Posted on 5/10/15 at 4:04 pm to
Thing is, it only pays about 28 hours at mechanical rate to change an entire frame. The cost of new frame is probably around $4500. So say about $7500 total if that was all there was to it. Add in the suspension parts replacement, wheel and tire, alignment, new fender maybe, blending a door, etc. yeah $10k could be right.

Total loss laws very from state to state. In Louisiana, it's 75%. In Texas, it used to be 100% but if th frame was damaged at all, it was a total loss. Those laws have probably changed, I haven't dealt with Texas repairs in 2 decades. Georgia's laws may be the same 100%.
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