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re: ROTH Income Limits, Recharacterizing, Back Door
Posted on 4/21/15 at 8:58 am to StinkBait72
Posted on 4/21/15 at 8:58 am to StinkBait72
quote:
Not worth the headache...
Recharacterize is easy and not a headache.
Client had American Funds in a traditional IRA and Roth IRA.
2 weeks ago they realize they made too much in 2014 for Roth contributions.
They fax American funds the form to recharacterize Roth to Tradional IRA 2 days before April 15th.
American funds recharacterizes it before the 15th. Everything is done.
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