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re: Question about building credit with cards?
Posted on 4/17/15 at 9:23 am to VABuckeye
Posted on 4/17/15 at 9:23 am to VABuckeye
quote:
Anything over 750ish is a great score. There's no real reason to be pursuing that holy grail of the 850 credit score.
Oh I know.
I'm trying to build from high 600s. I did some stupid spending when I lived in California. Just trying to build smart and fast now that I live somewhere dirt cheap and have enough to pay statements pretty easily.
I have three cards, two are $2000 and one is $1500. Should I work between the three at 30% and then payoff each statement month or what?
I just read timing is sometimes key, just a little bit unclear on when to spend/pay etc.
1
Posted on 4/17/15 at 1:53 pm to STLhog
Balances are point in time (at the time the bureau is pulled) only. Historical balances are not on the bureau. It makes absolutely no difference.
As an analyst, I pulled credit reports every week. I am very familiar with how they work.
As an analyst, I pulled credit reports every week. I am very familiar with how they work.
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