re: Auto Shared Fault in Louisiana

Just file it with the insurance and let them fight for it. All states use comparative fault in cases like these. Basically Prigressive is saying "If you go to court, this is probably the fault they assign to you, so save everyone the trouble and take the money."

This is why you have insurance. They should pay you in full and go after the other driver/progressive for reimbursement. Don't take the settlement.