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Credit Bureau Dispute
Posted on 4/1/15 at 9:14 pm
Posted on 4/1/15 at 9:14 pm
I have been through an audit.
I have made mistakes with zeros at the end of them.
But I have NEVER been through anything like disputing this issue on my credit report. No wonder people simply give up. No one probably cares about the details, but I have an issue that anyone with an IQ above 75 could see is an error, and have been told by four people (including a written letter) that it was an error.
Just received notice that my dispute was denied.
I have made mistakes with zeros at the end of them.
But I have NEVER been through anything like disputing this issue on my credit report. No wonder people simply give up. No one probably cares about the details, but I have an issue that anyone with an IQ above 75 could see is an error, and have been told by four people (including a written letter) that it was an error.
Just received notice that my dispute was denied.
2
Posted on 4/2/15 at 8:05 am to anc
I agree it feels hopeless. I had a charge off on my account from an account where my ex forged my name so she could get the CC. I fought it for years to no avail. I checked my report last month a poof it was gone. Makes no sense at all.
Posted on 4/2/15 at 9:09 am to anc
If you lived in Baton Rouge, I'd say we have the same bank.
My bank sent out new CCs to everyone this summer with new account numbers for each member. When they canceled the old account number, somehow the payment on the card was not taken off. So, when I had my credit run last month for a mortgage, it was showing 8 months of missed payments on a card that was canceled. I've been dealing with the bank every since trying to get them to take it off but they are starting to realize it happened to a lot of people and are taking care of them one at a time.
My bank sent out new CCs to everyone this summer with new account numbers for each member. When they canceled the old account number, somehow the payment on the card was not taken off. So, when I had my credit run last month for a mortgage, it was showing 8 months of missed payments on a card that was canceled. I've been dealing with the bank every since trying to get them to take it off but they are starting to realize it happened to a lot of people and are taking care of them one at a time.
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