re: Interest rate question

quote:

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Should I have 6.19 interest rate on a 20k 72 month car loan with a credit score of 807.

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72 months generally supports an uptick, but you shouldn't be over 5 or so with 740+ (much less 807).

Did you just take their financing or pre-arrange with your own lender?

And credit unions tend to outperform everyone on these - unless you qualify for a manufacturer subsidized rate (which tend to be cyclical).