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re: Home Mortage Closing Costs: Bait & Switch, Is It Legal?
Posted on 2/24/15 at 10:22 pm to geauxpurple
Posted on 2/24/15 at 10:22 pm to geauxpurple
What title company did this, not that I think they did anything wrong? I do think the attorney could have possibly explained it better since you are obviously confused. Title insurance rates are regulated so you should pay the same rates no matter where you go.
2
Posted on 2/25/15 at 6:19 am to LSU1018
I can guarantee the only way someone can buy five homes without title insurance was either via cash sale or illegally. If a mortgage company is involved, you're getting title work done, period.
This post was edited on 2/25/15 at 6:21 am
Posted on 2/25/15 at 8:23 am to LSU1018
The attorney told me the "doc prep fee" was added due to the increased risk on the company since I declined the owners insurance. I responded by telling him that the premium/policy was mispriced because I should not be forced to pay for "supplemental insurance" in the name of a doc prep fee. Looks like they tacked on a fee because they lost out on some commission. This is the main reason I ask. It seems as though the fee was arbitrary and they charged me because they could.
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