re: what should i do? (advice appreciated!)

thanks guys.

the monthly retirement ($1725) is after health insurance is taken out ($456 per month). so at 65, health costs would go down. health is pretty good.

forgot to mention, and not that it matters that much right now, but I've got almost 13 lbs of silver, and will occasionally buy more.

savings and ira are straight cash.

I think I'm gonna put off SS for a couple of years. see how well I can hang just on retirement check and milk the ira if it becomes necessary. financial guy (Ameriprise) suggested that due to taxes down he road. retired friends say take the SS while fairly young and walk.