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re: Does closing CC accounts hurt or help credit score?
Posted on 2/22/15 at 2:55 am to KJason
Posted on 2/22/15 at 2:55 am to KJason
I usually keep them open.
I would only cancel if you are paying an annual fee. If you have something like a chase freedom, I wouldn't close it. Just keep it open and buy a pack a gum on it 1-2 times a year to keep some activity.
If you're dead set on canceling, make sure you don't cancel the card you've hard the longest. That will mess with your average history
I would only cancel if you are paying an annual fee. If you have something like a chase freedom, I wouldn't close it. Just keep it open and buy a pack a gum on it 1-2 times a year to keep some activity.
If you're dead set on canceling, make sure you don't cancel the card you've hard the longest. That will mess with your average history
Posted on 2/22/15 at 7:06 am to jimithing11
Agreed with everything. I just opened a stein mart card cause I basically saved half price on a nice Ralph lauren suit. Just gonna leave it open for a while. I have three others, one of which I hadn't used in forever.
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