re: Chandler advisors

I read their website, and what jumped out at me is the overfunded LI. It appears they do some other things as well, but the main focus of their website was their "personal economy" or whatever they call it, which was based on overfunded LI.

I'm not categorically opposed to a program like that (others on this board are) but it's a pretty sophisticated tool in the toolbelt. When your portfolio gets big enough - alternative investments are necessary for good diversification.