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re: Anyone want to inform me about life insurance?
Posted on 12/31/14 at 9:05 am to I Love Bama
Posted on 12/31/14 at 9:05 am to I Love Bama
My advisor says no. Max out your short term and long term disability until you get a family. You are more likely to get hurt than die.
1
Posted on 12/31/14 at 10:22 am to Titan
quote:
Max out your short term and long term disability
Long term, definitely. I'm pretty meh on short term disability on guys. If you have an adequate emergency fund, I don't really see the need.
To the OP, I think it is always good to have some coverage to guarantee you have something if a time comes that you actually need it but can't get it. A $250,000 term policy on you would be really cheap assuming you are healthy and don't smoke, or $100,000 or whatever. However, I don't think it would be a disaster if you didn't have any at this time.
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