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re: Which 529 fund did you choose?
Posted on 1/1/15 at 7:05 am to jsquardjj
Posted on 1/1/15 at 7:05 am to jsquardjj
I'm not familiar with the choices in LA, as we are in TX, to give specific advice.
However, I'm sure they offer an age-based option where the funds are chosen for you. (You might get to choose whether you want to be safe, moderate, aggressive, etc. like Utah does.)
I picked the age-based option, which rebalances every few years, and let them worry over the details.
However, I'm sure they offer an age-based option where the funds are chosen for you. (You might get to choose whether you want to be safe, moderate, aggressive, etc. like Utah does.)
I picked the age-based option, which rebalances every few years, and let them worry over the details.
1
Posted on 1/1/15 at 4:07 pm to NBR_Exile
If you live in LA pick the Start program here. The state will match a minimum of 2% each year UPTO 14% depending on your income the year before. So you will always know what your contributions match will be the following year you can choose to put in more if there are years you are going to be getting a 14% match. Also, you get a reduction of state income taxes in LA for your contribution.
Almost forgot. You can transfer money from other states 529 into the LA Start 529 program and get the match for the total based on your income for the previous year. So even though you have a plan in Utah or wherever and just realized you missed out on LA match, you can transfer it all in now and still get the match.
Almost forgot. You can transfer money from other states 529 into the LA Start 529 program and get the match for the total based on your income for the previous year. So even though you have a plan in Utah or wherever and just realized you missed out on LA match, you can transfer it all in now and still get the match.
This post was edited on 1/1/15 at 4:10 pm
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