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re: Student loan consolidation
Posted on 12/19/14 at 8:23 am to Wal-Mart Warrior
Posted on 12/19/14 at 8:23 am to Wal-Mart Warrior
quote:Have you been happy with them? My rate is 6.45% and would love to reduce that.
Try sofi.com. I actually consolidated with them after I found out about them on here! I was able to consolidate both Private and Federal loans into one loan. The interest rate they gave me is actually just as low as my lowest rate I was paying before.
Edit: I missed the part where you were consolidating yours and your wife's loans. Yeah I am not sure if you are able to do that.
2
Posted on 12/19/14 at 8:29 am to RebelOP
Question about Sofi too...
If you do consolidate with them do they automatically put you on 10 year payment plan? Or can I consolidate and repay same length as my current loans have left. I have about 7-8 years left but if I make another extra 2 years of payments with sofi at a lower monthly rate I am likely not saving much money.
If you do consolidate with them do they automatically put you on 10 year payment plan? Or can I consolidate and repay same length as my current loans have left. I have about 7-8 years left but if I make another extra 2 years of payments with sofi at a lower monthly rate I am likely not saving much money.
Posted on 12/19/14 at 8:35 pm to RebelOP
Yes I like them a lot mainly because I was able to consolidate all my loans and get a better interest rate. Before SoFi, my interest rates ranged from 7.5% to 9%. Now I have a 6.7% for all my loans and a lot lower monthly payment.
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