John Hancock 401(k) - Investment Advice

Hey guys, I will become eligible to participate in my employers 401(k) plan on January 1st. Just some background on me, I am in my mid twenties, married, no kids. I have a one year emergency fund and I am currently maxing out a roth IRA. The wife is in the state retirement system. My company will match up to 4% so I will definitely be contributing the full amount to utilize the employer match. Below are the areas I can invest in (if you need all of the actual funds I will provide them), if you could provide some guidance on percentages per risk area, it would be greatly appreciated.


Types 1 - Conservative (guaranteed interest accounts)

Type 2 - Income (PIMCO Total return fund, Vanguard ST Federal Fund etc.)

Type 3 - Growth and Income - (500 index fund, T. Row Price Equity Income Fund, Large Cap Value Fund etc.)

Type 4 - Growth - (JPMorgan Mid Cap Value Fund, Total market index fund, Blue Chip Growth Fund, Mid Cap Index Fund, Small and Mid Cap value funds etc.)

Type 5 - Aggressive Growth - (Vanguard Small Cap growth, Oppenheimer global fund, Invesco small cap growth fund, Small Cap index fund, Mid Cap Stock Fund etc.)

I also have the option of investing in a "lifestyle portfolio" which is basically a style of investment sub advised by John Hancock, for example I could choose a Conservative, Moderate, Balanced, Growth or agressive lifestyle fund and not choose any individual investments.