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Message
re: State Farm claim - Need a little help
Posted on 11/4/14 at 3:44 pm to CherryGarciaMan
Posted on 11/4/14 at 3:44 pm to CherryGarciaMan
quote:
A police report simply wouldn't have helped in this situation.
do you work for State Farm? If so, why does SF often require a police report to open a claim but needs to talk to the insured before paying a PD claim? (On clear liability accidents)?
2
Posted on 11/4/14 at 3:55 pm to Motorboat
The good the police report would have done is it would have kept the other driver from denying that the wreck happened.
Posted on 11/4/14 at 4:33 pm to Motorboat
quote:
do you work for State Farm?
Used to.
quote:
If so, why does SF often require a police report to open a claim but needs to talk to the insured before paying a PD claim?
They normally don't require a police report. Actually, they can't require a police report, as sometimes this is not an option. It is preferred to have the report, however.
All insurance companies must talk to their policyholder before moving forward with a claim. That's SOP.
The OP could have filed it under his policy if he was frustrated, then been out his deductible until SF spoke to the other party and reimbursed the OP.
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