- My Forums
- Tiger Rant
- LSU Recruiting
- SEC Rant
- Saints Talk
- Pelicans Talk
- More Sports Board
- Fantasy Sports
- Golf Board
- Soccer Board
- O-T Lounge
- Tech Board
- Home/Garden Board
- Outdoor Board
- Health/Fitness Board
- Movie/TV Board
- Book Board
- Music Board
- Political Talk
- Money Talk
- Fark Board
- Gaming Board
- Travel Board
- Food/Drink Board
- Ticket Exchange
- TD Help Board
Customize My Forums- View All Forums
- Show Left Links
- Topic Sort Options
- Trending Topics
- Recent Topics
- Active Topics
Started By
Message
re: Recommendations on index funds for taxable account?
Posted on 10/30/14 at 9:14 am to Books
Posted on 10/30/14 at 9:14 am to Books
The Roth holdings don't have to be tax efficient, the Roth wrapper makes any holding tax efficient. If tax efficiency is of the utmost importance to you the total market types of funds/ETFs, ie total market + international will be very tax efficient and low costs. I hold a significant position in an international small cap ETF in taxable and the tax effect has been negligible. If you hold more volatile asset classes in taxable they can provide more tax loss harvesting opps over the years as well to offset future capital gains and QDI. I don't like losing money, but in an IRA/Roth there are no tax loss opps, and those in taxable have saved a lot of taxes over the years.
Posted on 10/30/14 at 9:26 am to tirebiter
quote:I understand this, but most of the Vanguard indexes are tax-efficient by nature, which is why my Roth happens to be as well.
The Roth holdings don't have to be tax efficient, the Roth wrapper makes any holding tax efficient.
However, for my non-Roth, tax efficiency is important to me for obvious reasons. I'm trying to find specific funds that would best efficiently handle my non-Roth investments. I'm not very familiar w/ ETF's in general, though.
Popular
Back to top
Follow TigerDroppings for LSU Football News