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2
Posted on 10/27/14 at 1:07 pm to yellowfin
We have four kids and START has been great. 2 are in college, 2 are h.s. seniors.
If one of them doesn't go to college, you may transfer all funds to a different child with no penalty.
We had monthly deposits from our checking acct. that made investing easy. However, when we had larger chunks to deposit, we did so through their grandparent's (retired) account which led to a much larger state match due to AGI factors. We used the age-based moderate track fund.
If one of them doesn't go to college, you may transfer all funds to a different child with no penalty.
We had monthly deposits from our checking acct. that made investing easy. However, when we had larger chunks to deposit, we did so through their grandparent's (retired) account which led to a much larger state match due to AGI factors. We used the age-based moderate track fund.
Posted on 10/27/14 at 10:56 pm to yellowfin
you will have no problem spending start money even if they are on scholarship. It allows for about 12000 this semester. (room and board) dont get to focused on state match....focus on reduction of state taxes...Three kids and you put up 14400/year reduces state gross income and thus at 6% top tier yields additional savings of 864.
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