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re: Fixed Index Annuity – do any of you have experience with them? Update on page 2
Posted on 10/12/14 at 5:19 am to slackster
Posted on 10/12/14 at 5:19 am to slackster
Make sure to avoid riders as stated. Many companies are pushing bells and whistles that will come with fees that will sandbag returns. FIA's are not the devil, but are really only appropriate for a percentage of your portfolio and only to specific individual.
I've rarely seen these instruments perform as expected by the client. The biggest winner in the transaction is the agent. A 10 year product can have up to an 8% commision on premium. There's still a place for these guys, just in the appropriate situation.
I've rarely seen these instruments perform as expected by the client. The biggest winner in the transaction is the agent. A 10 year product can have up to an 8% commision on premium. There's still a place for these guys, just in the appropriate situation.
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