re: What minimum salary would be required to be part of the middle class?

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Interesting. I have some free space in my MA program. Any classes I could take to get an overview of those concepts?

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I have often felt that two classes should be part of a "core" in any degree program - and they are financial accounting and intro to finance. Those classes are more important to personal development than biology or psychology.

Also, to give an idea about comfort level and finances: I live in a southern city. My wife and I combined make more than double what you will make even with the extra income. My wife is a teacher. We have two young children. We are looking to buy a house in the 170K range. And I constantly, every day, stress about having enough money. I scrimp and save every chance I get. We have enough in savings to weather an emergency, but I'm not at all comfortable.

If you want to stay in teaching in the classroom, you will probably never much improve your financial situation. (If you go into administration, you'll make more money, but work more hours and have to pay for a M.Ed. degree).

I would definetly look into corp communication positions, for long-term growth opportunities, but... initially... you might have to take a pay cut.