re: HSA vs. PPO? Sell me on HSA

quote:

---

However, this advantage goes if you need regular maintaince meds.

---

not necessarily the case. if your meds are much higher than deductible, then you may be better with HDHP and HSA. also, HDHP's tend to be significantly cheaper. the way i would figure it would be to sit down with last year's health expenses and see what i would pay under either plan. and don't forget to factor in tax free contributions to HSA.