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re: Ignorant question about health insurance deductibles and out of pocket maximums

Posted on 9/25/14 at 12:22 pm to
Posted by LSUsmartass
Scompton
Member since Sep 2004
82366 posts
Posted on 9/25/14 at 12:22 pm to
quote:

The OOP max comes in when you have coverage that may be only 50% after deductible, meaning you still owe 50% even though you've met your deductible


This is what confuses me, the plan I am looking at has 100% coverage of everything after deductible is met, but still lists a $3000 OOP max.
Posted by ljd4662
Baton Rouge
Member since Aug 2012
93 posts
Posted on 9/25/14 at 12:26 pm to
quote:

This is what confuses me, the plan I am looking at has 100% coverage of everything after deductible is met, but still lists a $3000 OOP max.


Oh, then I don't know
Posted by Layabout
Baton Rouge
Member since Jul 2011
11082 posts
Posted on 9/25/14 at 1:48 pm to
quote:

This is what confuses me, the plan I am looking at has 100% coverage of everything after deductible is met, but still lists a $3000 OOP max.


Don't forget your prescription drugs. They count toward the $3000 and they're not normally covered 100%.
This post was edited on 9/25/14 at 1:49 pm
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