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re: Ignorant question about health insurance deductibles and out of pocket maximums

Posted on 9/25/14 at 12:15 pm to
Posted by Croacka
Denham Springs
Member since Dec 2008
61441 posts
Posted on 9/25/14 at 12:15 pm to
Interested in these answers too


Health insurance confuses the shite out of me


But I'm almost certain you only have to hit your deductible once


The OOP max comes in when you have coverage that may be only 50% after deductible, meaning you still owe 50% even though you've met your deductible
This post was edited on 9/25/14 at 12:17 pm
Posted by LSUsmartass
Scompton
Member since Sep 2004
82369 posts
Posted on 9/25/14 at 12:22 pm to
quote:

The OOP max comes in when you have coverage that may be only 50% after deductible, meaning you still owe 50% even though you've met your deductible


This is what confuses me, the plan I am looking at has 100% coverage of everything after deductible is met, but still lists a $3000 OOP max.
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