re: Disney memory maker...is it worth it?

Absolutely, we just got back last Saturday from a week long stay. On top of the pictures we took ourselves, we got an additional 250-300 pics on the memory maker. The photographers are plentiful and quick when taking the pics so it's not a big slowdown to your day. If you have little ones and are going to be standing in line to meet characters, you're going to want this.

We used a fast pass to watch to fireworks in MK and there was a photographer there that knew the show backwards and forwards. Since everyone was more interested in watching the show (obvious reasons) he let us know when the "big parts" were and had us set up in his view. We ended up with some REALLY nice fireworks pics.

Have fun! I wish I were going back again this week. That place is a blast!