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re: Son got denied for a credit card

Posted on 9/7/14 at 12:32 am to
Posted by Rantavious
Bossier ''get down'' City
Member since Jan 2007
2080 posts
Posted on 9/7/14 at 12:32 am to
quote:

i think this is currently the underlying issue. If the child is an authorized user on parents account, that debt counts against the son.


I don't think so, authorized user is not responsible for the debt. 'Piggybacking' on parents credit. May ask your son to remove himself as authorized user on credit cards and re-score him
Posted by GoHoGsGo06
Member since Nov 2006
5739 posts
Posted on 9/7/14 at 12:32 pm to
What I meant is that the AU is not responsible for paying the debt, just that the debt counts against him when a credit report is pulled. Two separate things here.
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