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re: RE: switching from using everyday debit card to credit card?
Posted on 8/21/14 at 2:40 pm to VABuckeye
Posted on 8/21/14 at 2:40 pm to VABuckeye
quote:can you explain?
nce Capital One sees his as a B credit card holder
quote:meaning I don't have a good chance of approval for another Cap One card?
they tend to pigeon hole him as that forever.
1
Posted on 8/21/14 at 3:01 pm to Books
Chase has better options IMO.
Once you get a card from Capital One that is secured or is a "building" credit card that is not a student card or first time card holder card they tend to lump you in with that group no matter now well you manage your account.
I think there are better options for you if you go outside of the Capital One family of cards. Chase has some that can benefit you. This quarter I get 5% cash back on all gas purchases up to $1500. I actually get 7500 points but I prefer points to cash back.
Good luck.
Once you get a card from Capital One that is secured or is a "building" credit card that is not a student card or first time card holder card they tend to lump you in with that group no matter now well you manage your account.
I think there are better options for you if you go outside of the Capital One family of cards. Chase has some that can benefit you. This quarter I get 5% cash back on all gas purchases up to $1500. I actually get 7500 points but I prefer points to cash back.
Good luck.
This post was edited on 8/21/14 at 3:02 pm
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