re: Has anyone ever had this problem ?

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Sorry, i did not clarify, we have been divorced over 11 years, about 3 yrs ago she asked me to cosign for the vehicle, well seeing that my children ride in it also , ages 17 and 14,i cosigned for her, i paid down payment of 4,800, but she absolutly refuses to pay note. My daughter now has own car, my 14 year old son is supposed to stay with her 14 days while i am offshore, but he spends most of them days with my parents. Just getting sick and tired of Ford credit harrasing me every time she will not make payment.Just wondering if anyone else has been in this situation.

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Tell her you'll pay the note if she'll sign a promissory to you so you can "write off the amount" Of course that would be a lie, but frick that count.

After she signs you start paying the note and send her the support check each month minus the amount of the note. IF she bitches, send her a copy of the promissory stating she owed you that amount monthly.

NO WAY she spends money ($5k retainer) on an attorney, and if she does all the court will do is order you to pay full amount (worst case scenario). IF the court does that, then you sue her in small claims court and win a judgement against her and interest starts accruing.

The signed promissory will keep her from taking you to court, she isn't that smart....which takes me to you..

You aren't smart, LOL Who the hell gives an ex (who probably fricked you over to begin with)$4800 AND cosigns on the same vehicle? You must have some SERIOUS guilt issues when it comes to what happened to your marriage.