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re: Any negative for having too many CCs open?

Posted on 7/25/14 at 12:12 pm to
Posted by TigerTatorTots
The Safeshore
Member since Jul 2009
80810 posts
Posted on 7/25/14 at 12:12 pm to
So all I do is sign up for credit karma with a username? No credit card needed on file? Is it REALLY free?
Posted by mglsu21
Prairieville
Member since Jun 2012
1262 posts
Posted on 7/25/14 at 12:20 pm to
quote:

So all I do is sign up for credit karma with a username?


Correct

quote:

No credit card needed on file?


Correct

quote:

Is it REALLY free?


Correct.

But the score you get on Credit Karma will not be an accurate score with what lenders use. However you will be able to monitor any sharp changes in your score and be able to monitor any potential fraud on your account (see balances on accounts that are not yours). It is a great free resource, but do not treat the score they give you as the gospel.
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