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re: question regarding target date retirement fund

Posted on 7/21/14 at 10:18 am to
Posted by HailToTheChiz
Back in Auburn
Member since Aug 2010
49040 posts
Posted on 7/21/14 at 10:18 am to
Ok Thanks

That was more or less what I was asking.

I'm in a situation where I need to be investing more than 5500 a year in my roth limit so I was trying to figure out what others to do

No 401k or anything else
Posted by Joshjrn
Baton Rouge
Member since Dec 2008
27185 posts
Posted on 7/21/14 at 10:27 am to
I was actually in the middle of calculating the fee breakdown for recreating a Vanguard Target 2045. It's imperfect because it uses a domestic bond fund that isn't available to individual investors, but it came out to just over .185% in fees (I don't have the numbers in front of me as my girlfriend dragged me out to have breakfast by the pool...). When I get back inside, I'm going to finish the calculations, including the total fee for moving each element of the Target fund into Admiral shares.
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