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Message
Posted on 7/18/14 at 7:47 pm to Cold Cous Cous
quote:
Think about it - the goal of the credit system is to encourage people to take out loans/consume. That's how they make money. Frugality, for them, is bad for business.
Exactly. Paying off a loan early is lost revenue for the lender.
I don't worry about my credit score. I pay off my debt as fast as I can and pay off my credit cards every month.
Posted on 7/18/14 at 10:57 pm to Cold Cous Cous
quote:
Think about it - the goal of the credit system is to encourage people to take out loans/consume. That's how they make money. Frugality, for them, is bad for business.
You are absolutely correct.
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