re: UPDATE!! Filing an appeal w/ Blue Cross/Blue Shield

I had this EXACT same thing happen (but no sex) it was for a test run on me.

I pitched an enormous shitfit with BC/BS and went through about four manager's before one of them got tired of me calling every day. They paid the entire charge but warned me to "check with them next time."

So my advice is:

1. Quit knocking her up. That gets expensive.

2. Stay on their arse until they give in. Remember that the people you are talking to aren't spending their money. Badger them until it makes sense to pay you off to go away.