re: Do you believe in Social Security choice?

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That's too damn bad... where does personal responsibility fall into this, if you decide not to opt out and continue to invest your $$$ into social security and it fails, that's your fault that you chose to put your money into a failing system

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we do a very poor job of letting people completely sink with their bad choices, just look at the last 10 years for evidence.

The reason that this is a bad idea is
a) 50% people opt out
b) 50% of those people don't save a penny
c) at retirement age, they whine and bitch and vote their access to those who saved
d) we have the cost but not the revenue for the program.

This is the problem with the idea, its destined to fail.