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re: Is this type of increase in homeowner's insurance common?
Posted on 6/17/14 at 11:50 am to iknowmorethanyou
Posted on 6/17/14 at 11:50 am to iknowmorethanyou
quote:just got off the phone with them. they said they don't know why it increased so much but they can get me quotes from elsewhere. said they would get back to me in a couple of days. does it take that long or is this more nonsensical frickery?
Meh, it's not the agent's fault. If you're agent is independent just call and firmly but politely have them shop it with other carriers. If your agent is captive, then call an independent agent.
This post was edited on 6/17/14 at 11:51 am
1
Posted on 6/17/14 at 12:19 pm to Fearthehat0307
The first increase could have just been an accross the class increase.
The second increase is not normal. They had to have made a significant change to the policy - increased limits perhaps - or changed your rating class.
I would not be satisfied with the "we don't know, we'll shop it" line. They (the agent) needs to call the insurer and ask what is going on.
If they are busy, I can see it taking a couple of days to get some quotes and get back to you.
When does the policy renew? I'd call your current agent back and ask them to try harder. If they won't budget, I'd find a new one.
The second increase is not normal. They had to have made a significant change to the policy - increased limits perhaps - or changed your rating class.
I would not be satisfied with the "we don't know, we'll shop it" line. They (the agent) needs to call the insurer and ask what is going on.
If they are busy, I can see it taking a couple of days to get some quotes and get back to you.
When does the policy renew? I'd call your current agent back and ask them to try harder. If they won't budget, I'd find a new one.
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