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re: $0 balance and never missed a payment and had credit limit decreased
Posted on 5/6/14 at 8:51 pm to The Hamburglar
Posted on 5/6/14 at 8:51 pm to The Hamburglar
I'd close that POS card.
The store CCs are the worst to have in your wallet.
The store CCs are the worst to have in your wallet.
2
Posted on 5/6/14 at 8:52 pm to LSUAlum2001
even if never used? I was holding onto it just to keep the bump in the available credit. now that they took that away, I'm considering cutting it out completely. Again, what effect will closing an account have on my credit? will having one less account be beneficial?
Posted on 5/7/14 at 6:42 am to LSUAlum2001
quote:
The store CCs are the worst to have in your wallet.
Yup... A lot of them will completely shut off after 6mo-1yr of not being used.
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