re: Credit Help+Sites like Lexington Law Question legit?

you are gonna get the answers "its a rip off" and "do it yourself" here, but theses services can be of efficient and effective if you aren't going to realistically write and fight with the credit bureaus. I'd look at sky blue over lexington. They seem to be much more upfront about their billing and lexington is known to be effective but pull some shady billing practices. Like someone said they can't do anything special that you can't; however, they will bombard the bureaus with letters until they delete or dont respond. Not uncommon for people to raise scores 50-100pts.