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re: So I got my letter from my healthcare company
Posted on 4/1/14 at 6:30 pm to Alahunter
Posted on 4/1/14 at 6:30 pm to Alahunter
quote:
No. It's not. Insurance calculates risk and puts people into categories and adjusts prices based on this. Obamacare strips that completely away and that's why you have the shitshow going on now.
No, its really how insurance works, pooling of risks.
Obamacare's problem is they are trying to engineer this complicated system to promote certain goals. The more complicated the system the more distorted the results are. Look at our tax code.
Single payer would have been much more straightforward and less of shitstorm, this is like single payer while offering private companies the ability to participate.
It just too complicated and too many disincentives.
5
Posted on 4/1/14 at 6:43 pm to Hawkeye95
quote:It is how actuarial analysis works when actuaries are instructed to eliminate all variables, which is to say it is how socialism works. Obamacare has little resemblance to insurance in a truly capitalistic democracy.
No, its really how insurance works, pooling of risks.
Posted on 4/1/14 at 6:54 pm to Hawkeye95
(no message)
This post was edited on 4/1/14 at 6:57 pm
Posted on 4/1/14 at 9:51 pm to Hawkeye95
quote:Except that Obamacare has removed the risk aspect for those with actual pre-existing conditions. For them Obamacare is a wealth transfer program from the young and healthy to pay the anticipated costs of the pre-existing conditions. Insurance is intended to cover unanticipated costs.
No, its really how insurance works, pooling of risks.
Posted on 4/1/14 at 10:34 pm to Hawkeye95
quote:Closer. But... still nope.
ftr, this is how insurance works. Pooling of the resources.
No, its really how insurance works, pooling of risks.
quote:Nothing would be more straightforward than everyone paying their own bill.
Single payer would have been much more straightforward and less of shitstorm
quote:What's wrong with private companies?
this is like single payer while offering private companies the ability to participate
quote:Do you think billing Medicare/Medicaid is simple, easy, and incentivizes better care?
It just too complicated and too many disincentives.
This post was edited on 4/1/14 at 10:35 pm
Posted on 4/2/14 at 8:37 am to Hawkeye95
quote:
No, its really how insurance works, pooling of risks.
You're kind of right, but it pools the risks of similar individuals. They actually plug you into a mathematical equation based on age, history, and habits which spits out a plan.
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