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Message
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Posted on 3/21/14 at 8:04 am to Joshjrn
quote:
If I would get off, how would that work?
Did you know they opened it in your name? It is basically identity theft and I think you would have to press charges against your parents to have it removed.
Posted on 3/21/14 at 8:13 am to Joshjrn
quote:
Would a creditor really allow me to walk away from a debt I would otherwise be joint and severally liable for?
Ok, did they add you as an authorized user or opened an account in your name? The two are totally different.
If they just added you as an authorized user have them take you off. Then contact the credit bureaus and have it removed as well. You just have to start a file and it takes 30 days at most for them to investigate and take you off.
I'd get my arse off that card lickety split. Sounds like they had good intentions, but like you said they are not responsible with their credit.
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