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Message
Looking for a Lot Loan
Posted on 3/19/14 at 8:24 pm
Posted on 3/19/14 at 8:24 pm
I am looking to buy 4 acres. I will be building on it in 3-5 yrs. Any one know which banks I should contact? And what the % rates are going to be. TIA
3
Posted on 3/19/14 at 8:29 pm to rednecksouthpaw
6.5% and it will be land loan. I couldn't find any banks with good rates for anything over 3 acres.
Posted on 3/19/14 at 10:46 pm to rednecksouthpaw
Guaranty Bank In Zachary does lot loans.
0 down
Interest only payments but you have to build on it within a year
If you don't, they require 10%
0 down
Interest only payments but you have to build on it within a year
If you don't, they require 10%
Posted on 3/20/14 at 7:55 am to rednecksouthpaw
Do you have equity in your current home? We took out a HELOC to buy our lot. This way the interest is deductible since the actual loan is on your house. The rate is probably better too.
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