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re: Where is the best place to find out your credit score?

Posted on 3/12/14 at 10:08 am to
Posted by mglsu21
Prairieville
Member since Jun 2012
1261 posts
Posted on 3/12/14 at 10:08 am to
quote:

just want to know which one will give you the most accurate.


Myfico hands down. It will cost you money but is the most accurate.


Credit karma is a great resource to keep up with the accuracy of your credit report, but it will give you a score that is often not close to the score that lenders use. Sometimes it is, but you cannot count on CK for score accuracy. However it is a great free resource to keep up with 1 bureau.

You also need to go to annualcreditreport to get your free reports (no scores) yearly. You can get all 3 reports free once per year. Stats show that approx 2/3 of credit reports contain inaccuracies so you need to check all 3 reports yearly.
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